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Book Now. Pay Over Time.

Spread the cost of your trip over low monthly payments.

Flexible payments for your next trip

With Flex Pay, you can make thoughtful purchases now and stay on budget with simple, monthly payments.

Low monthly payments

Choose the loan option that works best for your budget.

Surprise-free

Simple fixed payments with no late fees or prepayment charges.

No hard credit check

Check your eligibility with no impact to your credit score.

Select class
  • Economy Class
  • Premium Economy
  • Business Class
  • First Class
How Flex Pay works

Feel good about what you book and how you pay for it. With Flex Pay, you can make thoughtful purchases and pay for them in bite‑sized pieces while keeping yourself on budget.

Select Flex Pay at checkout

Pick your itinerary and select Flex Pay as your payment method to apply with ease.

Choose your payment plan

If approved, select the monthly payment plan and checkout to complete booking.

Complete your booking

Enjoy your trip! You can easily set up autopay so you never miss a payment.

  • Not sure where to go?

    Check out our vacation inspiration tool to give you some ideas of where to go for your next trip.

    Whether it’s beach or city we’ve got you covered, along with destination options that offer activities that range from safaris to sport.

    Discover more
  • Looking for a deal?

    Browse through our latest featured fare offers from our departure points across the country.

    Have a look to see if you can get a deal on that bucket list destination you’ve been looking at, go back to your favorite getaway location or visit family and friends.

    Book now

Frequently Asked Questions

  • Flex Pay is a buy now, pay later product by Upgrade that gives you the freedom to purchase what you want now and pay over time with simple monthly payments. Some plans include interest while some are interest-free.

    Upgrade is a financial technology company, not a bank, that provides affordable, responsible credit through its lending partners.

  • When you are ready to checkout, simply select Flex Pay as your payment method. To apply, you’ll need to be at least 18 years old and provide some basic information:

    • Your mobile number 
    • Date of birth 
    • Your Social Security Number – if you are a US resident 

    If you’re approved, finish checking out to complete your purchase. Note, residents in Iowa, West Virginia, or D.C. are not eligible to use Flex Pay.

  • Upgrade’s lending partners look at a number of factors, including your credit information, purchase details, and more to determine Flex Pay loan terms.

    If you have questions about your payment plan, please visit your Upgrade account via the app or online or contact us at customercare@upgrade.com or call us at (844)-257-5400 Monday - Friday, 5:00 AM to 7:00 PM PT. Saturday - Sunday, 6:00 AM to 5:00 PM PT.

  • You have the flexibility to choose from several payment options.

    View your Upgrade account online or in the App and review your upcoming installments under the “Loans” tab in your account.

    Set up autopay or, for one-time payments that you’ll make each month, you can:

    • Pay online in your dashboard
    • Pay by mail: send a personal check, cashier’s check, or money order

    To manage your loan through Flex Pay, you’ll first need an Upgrade account. If you’re new to Upgrade, you can create your account here to get started.

  • Yes! Once you receive booking confirmation from Emirates, you’re free to travel whenever – even before you’re all paid off. Flex Pay will also send you a confirmation with your payment plan details.

    Any changes or cancellations made by Emirates or the traveler will be subject to Emirates terms and conditions.

  • You can read our Privacy Policy and Terms of Use.

Disclosure

Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum USD 49 purchase required. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these lending partners: Lending Partners. Privacy Policy. Terms of Use. Upgrade, Inc. (NMLS #1548939) holds the following state licenses and does business under the following DBAs.

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