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Citibank - UAE

Citibank, the leading global financial institution, introduced the first-of-its-kind, Emirates Skywards co-branded credit card in the Middle East in 2000.

This card has since won many awards including 'Credit Card of the Year' (UAE Banking Awards), 'Best All Round Card' (UAE Digest), and 'EMEA co-brand long-term achievement Award', (MasterCard).

Take Advantage Today

Citibank offers a complete suite of debit and credit cards, which helps you earn rewards more quickly with Emirates Skywards and its partners, as well as bringing you a wealth of other advantages.

To apply for your card or for more information, please call 800 CITI (800 2484).

Find out more

Emirates - Citibank Ultima Credit Card

Emirates Citibank Ultima Credit Card
  • Skywards Miles per USD equivalent spend1:
    • Emirates spends: 2.5 Miles
    • Foreign currency spends: 1.5 Miles
    • Local currency spends: 1 Mile
  • Earn Bonus Skywards Miles2
    • 25,000 when you sign up for the card
    • 10,000 each year that you renew your card
  • Emirates Skywards Silver membership for the primary cardholder3
  • Airport lounge access for the primary and supplementary cardholders, plus one guest each to over 1,000 lounges worldwide via LoungeKey4
  • Easy Payment Plan with Emirates5
  • Unlimited complimentary golf access at selected premium courses in the UAE6
  • International concierge services7
  • Complimentary travel insurance7
  • Citibank World Privileges across 30 countries8
  • Complimentary marhaba Silver Meet & Greet service twice a year free10
  • Free supplementary cards12
  • Annual Fee: AED 3,000

Emirates - Citibank Ultimate Credit Card

  • Earn Skywards Miles per USD equivalent spend1:
    • Foreign currency spends: 1.25 Miles
    • Local currency spends: 1 Mile
  • Complimentary airport lounge access for the primary and supplementary cardholders, plus one guest each to over 1,000 lounges worldwide via LoungeKey4
  • Easy Payment Plan with Emirates5
  • Complimentary free round of golf once per month at any time during the week (including weekends) for the primary cardholder at selected premium courses in the UAE6
  • International concierge services7
  • Complimentary travel insurance7
  • Citibank World Privileges across 30 countries8
  • Up to four ‘buy-one, get-one-free’ complimentary movie tickets each month on any day of the week at Vox Cinemas9
  • Complimentary marhaba Bronze Meet & Greet service once a year free10
  • Free supplementary cards12
  • Annual Fee: AED 800

Emirates - Citibank World Credit Card

Citibank World Credit Card
  • Earn Skywards Miles per USD equivalent spend1:
    • Foreign currency spends: 1 Miles
    • Local currency spends: 0.75 Mile
  • Easy Payment Plan with Emirates4
  • Complimentary airport lounge access for the primary and supplementary cardholders, plus one guest each to over 1,000 lounges worldwide via LoungeKey4
  • Complimentary travel insurance5
  • Citibank World Privileges across 30 countries8
  • Up to Two ‘buy-one, get-one-free’ complimentary movie tickets each month on any day of the week at Vox Cinemas9
  • Complimentary marhaba Bronze Meet & Greet service once a year free10
  • Free supplementary cards12
  • Annual Fee: AED 400

Emirates - Citibank Debit Card

  • Earn Skywards Miles per 2 USD equivalent spend1:
    • Foreign currency spends: 1 Mile
    • Local currency spends: 1 Mile
  • Citibank World Privileges across 30 countries8
  • Earn Skywards Miles on quarterly account balances with the Emirates Advantage Account11
  • Enhanced security with Chip and PIN

Important Information

Income and eligibility criteria applies:

  • Emirates - Citibank Ultima Credit Card: monthly income AED 36,750
  • Emirates - Citibank Ultimate Credit Card: monthly income AED 18,000
  • Emirates - Citibank World Credit Card: monthly income AED 12,000
  1. Skywards Miles earning per USD equivalent spend
    • Bonus miles will be credited to the account upon payment of the annual membership fee within 45 working days.
    • Cardholders will not earn Skywards Miles on cash advances, conversion to instalment plans, any fees and charges paid on the card account; transactions that the Bank decides are disputed, unauthorised, illegal and/or fraudulent.
    • Emirates spends are categorised as transactions made on emirates.com in AED currency only.
    • Foreign currency spends are categorised as transactions in non-AED currency.
    • Local currency spends means any eligible transaction in AED currency. Transactions made outside the UAE in AED currency will be classified as local spends.
    • Cardholders will earn Skywards Miles up to the credit limit assigned to your credit card and earning caps apply for certain spend categories (i.e. e-Government, grocery stores, etc.).
    • Skywards Miles will be credited to the primary cardholder's Emirates Skywards account within 1-2 weeks of the billed transaction.
    • If there are any supplementary cardholders linked to the card account, any Skywards Miles they earn by spending on their cards will also be credited to the primary cardholder’s Emirates Skywards account.
    • The number of Skywards Miles earned from credit card spend will be displayed on the primary cardholder's monthly credit card statement.
    • Where a refund is made on a card, the Skywards Miles total will be adjusted accordingly by Citibank - UAE from subsequent Miles earnings.
    • Current Emirates Skywards members have the responsibility to enter their existing membership number when applying for the card. Please note, the Emirates Skywards membership number entered must be for an Emirates Skywards account in the cardholder’s name.
    • If the cardholder is not an existing Emirates Skywards member, the personal information will be shared by the Bank with Emirates to enrol the cardholder in the Emirates Skywards programme.
    • Emirates Skywards programme rules apply.
  2. Bonus Skywards Miles
    • Emirates - Citibank Ultima Credit cardholders will earn 25,000 bonus Skywards Miles upon sign up and 10,000 bonus miles upon renewal.
    • This is a one-time bonus for new cardholders only.
    • The bonus Skywards Miles will be credited to the cardholder’s Emirates Skywards account within 6-8 weeks of qualifying.
    • If the cardholder cancels and subsequently re-applies for the card, the cardholder will not be eligible to earn the bonus Skywards Miles again.
  3. Emirates Skywards Silver membership
    • The Emirates Skywards Silver membership is available for the primary cardholder.
    • The Silver membership will be valid as long as the Emirates – Citibank Ultima Credit Card is active.
    • Please allow up to 4 weeks from card approval to be enrolled or upgraded to Emirates Skywards Silver membership.
    • An email confirmation of your tier status will be sent with instructions on how to view and download your Emirates Skywards Silver digital card.
    • If the cardholder is an existing Emirates Skywards Gold or Emirates Skywards Silver member, their existing membership status will not be affected.
    • Emirates Skywards Programme Rules apply.
  4. Unlimited lounge access via LoungeKey
    • The cardholder can use all lounges under the LoungeKey programme.
    • The Emirates – Citibank Ultima, CitibankUltimate and Citibank World Credit cardholders are entitled to unlimited access to more than 1,000 lounges worldwide for primary & supplementary cardholders plus one guest each.
    • To avail this benefit, the card needs to be presented at the lounge reception and mentioning lounge key.
    • For more details and applicable lounge locations please visit https://www.loungekey.com/premium.
  5. Easy Payment Plan with Emirates
    • All Emirates tickets purchased on emirates.com above AED 500 can be converted into three months Easy Payment Plan.
    • To take advantage of this payment option, simply book and purchase tickets at emirates.com using the Emirates Skywards Citi Credit Cards, and immediately apply for the payment option once your online purchase is complete, using the link provided on the booking confirmation page. Terms & conditions apply.
  6. Golf benefits
    • To be eligible for this offer there is a spend requirement of at least AED 5,000 per month and for Citigold customers to maintain a minimum 'Total Relationship Balance'.
    • Unlimited free golf during weekdays for the primary and supplementary cardholder.
    • Complimentary free round of golf once per month at any time during the week (including weekends) for the primary cardholder.
    • Booking confirmation is subject to availability of slots at the golf club.
    • A ‘no show’ fee will be charged. Charges vary by golf club.
    • Emirates Skywards Citi Credit cardholders can avail the golf benefits at the following golf clubs:
      • Dubai
        • The Montgomerie
        • Arabian Ranches Golf Club
        • The Els Club
      • Abu Dhabi
        • Saadiyat Beach Golf Club
        • Abu Dhabi Golf Club
  7. International concierge service and Complimentary travel insurance
    • These benefits are offered by MasterCard
    • To avail these benefits the cardholder simply needs to pay for the service using their primary Credit Card

    Alternatively, you may call 800 0444 0844 (toll free) or +1 312 843 5359 (international number) or visit www.mastercard.com/worldelite.

  8. Citi World Privileges
    • Gourmet Pleasures from Citi is our mouth-watering dining program. Enjoy up to 20% discount at select restaurants. Browse through the whole selection now.
    • Click here for to visit a world of privileges. (https://www.citiworldprivileges.com/)
  9. VOX Cinema benefits
  10. Complementary marhaba Meet & Greet service
    • Enjoy complimentary marhaba Meet & Greet service and experience a smooth journey through Dubai International Airport.
      • Meet and greet escort right to the meeting point in the arrivals hall
      • Fast-track through immigration and security
      • Hand baggage trolleys on request
    • For additional information please visit https://www.marhabaservices.com/.
  11. Earn Skywards Miles on a quarterly basis
    • Earn 750 Skywards miles per quarter for every USD 10,000 (quarterly average balance) maintained in the Emirates-Citibank Advantage USD Account.
    • Earn 500 Skywards miles per quarter for every USD 10,000 (quarterly average balance) maintained in the Emirates-Citibank Advantage AED Account (existing customers only, product is not currently offered).
    • Accounts with an average quarterly balance of less than USD 10,000 will not be eligible for miles payout and there is no carry forward of miles for such accounts.
    • Your miles will be credited to your Skywards account in the first month of each calendar quarter based on eligibility.
    • Please click here for more information.
  12. Supplementary Cards
    • Get unlimited supplementary cards for your family members. You don’t have to pay any additional fee and can choose the spending limit on each card.