Get closer to more rewards
with every purchase

Apply for an Emirates Citi World Mastercard® by 30 June 2018 and earn up to 60,000 Skywards Miles1:

  • Earn 50,000 Skywards Miles when you spend on your card within the first three months. There's no minimum spend, so you could book a reward flight from Melbourne to Auckland2 after your first purchase (excluding taxes, surcharges and levies).
  • Earn an additional 10,000 Skywards Miles when you spend AUD 500 or more on emirates.com during that time.

As a further welcome, you’ll only pay an annual fee of AUD 149 in the first year (usually AUD 299 per year)3 and enjoy 0% p.a. interest for nine months on balance transfers, after which it will revert to the cash advance rate, currently 21.74% p.a.4.

Once you’re a cardholder, you’ll earn:

  • 1 Skywards Mile per AUD 1 on eligible Domestic Spend up to AUD 3,000 per statement period and 0.5 Skywards Miles for every AUD 1 spent from AUD 3,001 – 10,000 per statement period5
  • 1.25 Skywards Miles per AUD 1 on eligible International Spend (uncapped)5
  • 1.5 Skywards Miles per AUD 1 on flights purchased at emirates.com5

You can look forward to other exclusive benefits to make your travel experience more memorable:

  • Two complimentary lounge passes per year for any Emirates Lounge in Australia when you fly Emirates6
  • One complimentary chauffeur-driven ride per year to and from the airport7
  • Complimentary International Travel Insurance and Transit Accident Insurance8
  • Free wine every time you dine with the Citi Dining Program9

Offer Validity
Applications close by 30 June 2018.


How to apply
Apply online

Terms and conditions

Fees and charges apply. Terms and Conditions apply and are available upon request. Credit criteria apply. New card customers only. Please allow up to 15 days to process your Application subject to verification. Offer ends 30 June 2018. Offer may be extended.

  1. To be eligible for the 50,000 bonus Skywards Miles, you must apply for your Emirates Citi World MasterCard® by 30 June 2018, be approved and spend on your card within the first 90 days of card approval. Cash advances, balance transfers, BPAY payments and special promotions are excluded from this offer. Please note that if this is a balance transfer, you will be charged interest on any spend that you make. To be eligible for the additional 10,000 Skywards Miles within 90 days of card approval, you must purchase airline tickets via emirates.com and spend a minimum of $500. A Cardholder must provide their Emirates Skywards membership number to Citi for the Skywards Miles transfer to occur. You are required to provide Citi with your valid Emirates Skywards membership number within six months of your account opening, otherwise your Skywards Miles will be forfeited. Bonus Skywards Miles will ordinarily be credited within ten weeks of meeting the spend criteria. Membership and the earning and redemption of Skywards Miles are subject to the Emirates Skywards programme terms and conditions.
  2. Redemption rates are current as of 1 December 2017. Based on a return Economy Class Saver reward ticket, excluding taxes, surcharges and levies.
  3. Subject to your acceptance, you will be charged AUD 149 in the first year. This will revert back to the standard annual fee, currently AUD 299, in subsequent years. There is no annual fee for Supplementary Emirates Citi World MasterCard® holders.
  4. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of nine months. The nine month promotional period commences once balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the cash advance rate currently 21.74% p.a. Interest rates are variable and subject to change. Please note you are not entitled to any interest free days whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate.This offer ends 30 June 2018. Offer may be extended.
  5. An Emirates Citi World MasterCard® cardholder must be a member of the Emirates Skywards programme to earn Skywards Miles. Membership is free and subject to Emirates Skywards terms and conditions. Domestic Spend and International Spend means any Eligible Transaction made with a merchant who respectively tells Citi they are located within Australia or outside Australia. Eligible Transaction is defined in the Rewards Program Terms and Conditions and means any purchase excluding (but not limited to) cash advances, balance transfers, special promotions, BPAY payments, government related transactions and all other transactions set out within the definition. Skywards Miles are currently earned at a rate of 1 Skywards Mile per AUD 1 on eligible Domestic Spend up to AUD 3,000 per statement period, and then 0.5 Skywards Miles per AUD 1 on eligible Domestic Spend between AUD 3,001 and AUD 10,000 per statement period. AUD 10,000 is the maximum eligible Domestic Spend per statement period that earns Skywards Miles. For eligible International Spend, you will earn 1.25 Skywards Miles per AUD 1 (uncapped). For Emirates spend, 1.5 Skywards Miles are earned for every AUD 1 spent. Emirates spend means airline tickets purchased via emirates.com. Cardholder must provide their Emirates Skywards membership number to Citi in order for the Skywards Miles transfer to occur. Skywards Miles are transferred to the cardholder's Emirates Skywards account at the end of each statement cycle. Please allow up to 15 days from the end of your statement cycle for Skywards Miles to be credited into your Emirates Skywards account. 
  6. Each Emirates Citi World MasterCard® primary cardholder is provided two complimentary Emirates Lounge Access vouchers per year to access any Emirates Lounge in Australia upon payment of their annual fee. To use the vouchers, the primary cardholder must have purchased a ticket for an Emirates marketed and operated flight with their Emirates Citi World MasterCard®. Entry to the Emirates Lounge in Australia will be granted upon presentation of a valid voucher by the primary cardholder. The second voucher may be used by the primary cardholder on a subsequent ticket purchase for travel on an Emirates marketed and operated flight. Alternatively, both vouchers can be used at the same time by the primary cardholder and a guest departing on the same flight, provided the primary cardholder has paid for the guest’s ticket with their Emirates Citi World MasterCard®. Emirates Lounge Access Vouchers are not valid on Qantas marketed flights or on any other codeshare flight.
  7. Primary cardholders using their Emirates Citi World MasterCard® to book and pay for a ticket on an Emirates-marketed and operated long haul flight in Economy Class will be eligible for a complimentary Chauffeur-drive transfer to and from an Australian airport once every calendar year. This is valid for the primary cardholder and one guest, from one pick-up point. There is a total luggage limit of one suitcase plus one carry-on bag per person. Additional charges apply if a larger vehicle or infant car seat is required. Excludes Trans-Tasman flights, Emirates Skywards reward tickets, travel industry tickets and group bookings. Kilometre restrictions for each capital city in Australia apply. Please refer to http://www.emirates.com/au/english/flying/chauffeur_drive/chauffeur-drive.aspx for each capital city’s kilometre cap. Any travel which exceeds the kilometre cap will not be eligible for this service. This service must be booked at least 72 hours prior to departure by calling Emirates on 1300 303 777. Chauffeur-drive is provided by Emirates and their authorised third parties to Emirates Citi World MasterCard® cardholders. Citi accepts no liability for this service.
  8. Complimentary Insurance is issued and managed by AGA Assistance Australia Pty Limited (trading as Allianz Global Assistance) (AFSL No.245631 ABN 52 097 227 177), 74 High Street, Toowong QLD 4066 on behalf of the insurer Allianz Australia Insurance Limited (AFSL No. 234708 ABN 15 000 122 850), 2 Market Street, Sydney NSW 2000, and is subject to Terms, Conditions, and exclusions, some limits and excess may apply. The Terms and Conditions are available at citibank.com.au/complimentaryinsurance
  9. Citibank Dining Program conditions apply. Visit citibank.com.au/dine. Emirates Citi World Mastercard® Card ("Credit Card"). Mastercard and the Mastercard brand mark are registered trademarks of Mastercard Incorporated. PayPass and World Mastercard are trademarks of Mastercard Incorporated. World Program Terms and Conditions apply.
© 2018  Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098 Australian credit licence 238098. (“Citibank”) is the credit provider and issuer of the Emirates Citi World Mastercard® (“Credit Card”).