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Saudi British Bank (SABB)

Saudi British Bank (SABB), established in 1978 in collaboration with HSBC, offers a wide range of financial services to more than 1.2 million customers across the Kingdom of Saudi Arabia.

Take Advantage Today

Earn Skywards Miles on your everyday spends and enjoy additional benefits at the airport, when you travel and beyond.

How to earn

SABB Emirates Signature Credit Card

To get started, apply for the SABB Emirates Signature Credit Card.

For every SAR 5, earn1

  • 2 Skywards Miles on Emirates spends
  • 1.5 Skywards Miles on foreign currency spends (non-SAR currency)
  • 1 Skywards Mile on local currency spends (SAR currency)

Additional Benefits

  • Complimentary Emirates Skywards Silver status for 12 months when you spend a minimum of SAR 1,500 in a single transaction with Emirates2
  • 10,000 bonus Skywards Miles when you spend SAR 10,000 or more within the first three months from the card issuance date3
  • No annual fee for the first year4
  • Free unlimited access to over 1,000 lounges worldwide via LoungeKey5
  • Priority check-in for you and your family members when you fly Emirates from airports in Saudi Arabia (Business Class desks at some airports)6
  • 10% off Emirates Holidays packages booked from Saudi Arabia7
  • 25% off the purchase of Skywards Miles8
  • Complimentary travel insurance9
  • One complimentary supplementary card

Important Information

Income and eligibility criteria applies: SAR 10,000 and above

  1. Skywards Miles earning per SAR equivalent spend
    • Earn Skywards Miles on everyday spends:
      • Emirates spends: Earn 2 Miles for every SAR 5 spent
      • Foreign currency spends: Earn 1.5 Miles for every SAR 5 spent
      • Local currency spends: Earn 1 Mile for every SAR 5 spent
    • Emirates spends are categorised as transactions made on emirates.com or at the Emirates Sales office.
    • Local currency spends are eligible transactions in SAR currency, even if made outside KSA.
    • Foreign currency spends are eligible transactions in a foreign currency, even if made within KSA.
    • Transactions that are not eligible to earn Skywards Miles include, but are not limited to, balance transfers, conversion to instalment plans, any fees and charges paid on the card account; transactions that the Bank decides are disputed, unauthorised, illegal and/or fraudulent.
    • Skywards Miles will be credited to the primary cardholder's Emirates Skywards account within 48 hours of the billed transaction.
    • If you have any supplementary cardholders on your card account, any Skywards Miles they earn by spending on their cards will also be credited to your Emirates Skywards account.
    • The number of Skywards Miles earned from credit card spend will be displayed on the primary cardholder's monthly credit card statement.
    • Where a refund is made on a card, the Skywards Miles total will be adjusted accordingly by SABB from subsequent Miles earnings.
    • Current Emirates Skywards members have the responsibility to enter their existing membership number when applying for the card. Please note, the Emirates Skywards membership number entered must be for an Emirates Skywards account in the cardholder’s name.
    • If the cardholder is not an existing Emirates Skywards member, the personal information will be shared by the Bank with Emirates to enrol the cardholder in the Emirates Skywards programme.
    • Emirates Skywards programme rules apply.
  2. Complimentary Emirates Skywards Silver status
    • The primary cardholder will get complimentary Emirates Skywards Silver status for 12 months subject to a single minimum purchase of SAR 1,500 on Emirates spend within the first 12 months from card issuance date.
    • Please allow up to 10 days from achieving the minimum qualifying spend criteria to be enrolled or upgraded to Emirates Skywards Silver membership.
    • An email confirmation of your membership status will be sent with instructions on how to view and download your Emirates Skywards Silver digital card.
    • To retain the Emirates Skywards Silver membership for the second year onwards, the cardholder needs to meet the required criteria set by Emirates Skywards. In case the criteria is not met the cardholder will be downgraded to Blue membership.
    • If you’re an existing Emirates Skywards Silver member, your Silver status will be extended for one year from the SABB Emirates Signature Credit Card approval date.
    • If the cardholder is an existing Emirates Skywards Gold or Platinum member, their existing membership status will not be affected.
    • Emirates Skywards programme rules apply.
  3. 10,000 bonus Skywards Miles
    • The primary cardholder will earn 10,000 bonus Miles after a cumulative spend of SAR 10,000 within the first three months from the card issuance date.
    • These bonus Miles can be earned only once.
  4. No annual fee for the first year
    • Annual fee is waived for the first year. An annual fee of SAR 787.50 will be applicable from the 2nd year onwards.
  5. Free unlimited lounge access
    • The cardholder can use all lounges under the LoungeKey programme offered by VISA.
    • The SABB Emirates Signature Credit cardholder is entitled to unlimited access to more than 1,000 lounges worldwide. Any accompanying guests will be charged USD 27 per person.
    • To avail this benefit, the card needs to be presented at the lounge reception.
    • For more details and applicable lounge locations please visit this page, as well as the terms and conditions for each lounge.
  6. Priority check-in from Saudi Arabia airports
    • The SABB Emirates Signature Credit Card provides access to the Business Class check-in desks when travelling Emirates in Economy Class from Saudi Arabia. This benefit is only applicable at airports in Saudi Arabia where Emirates flies from.
    • You can enjoy this benefit when you have purchased a ticket with your SABB Emirates Signature Credit Card by simply presenting your card at the check-in counter.
    • You may utilise this benefit unlimited times when travelling Economy Class from Saudi Arabia.
    • This is applicable to the primary cardholder and accompanying family members.
  7. 10% off Emirates Holidays
    • To make the most of this offer, a member needs to transact with Emirates Holidays through the two sales channels mentioned below:
      • Retail Stores – The customer can visit the Emirates Holidays retail store and pay with their SABB Emirates Signature Credit Card to receive 10% off.
      • Call centre –SABB Emirates Signature Credit Cardholders can call Emirates Holidays and provide their credit card number to make the payment and avail of the discount.
  8. 25% off the purchase of Skywards Miles
    • The primary cardholder can enjoy this offer by purchasing Miles with their SABB Emirates Signature Credit Card on emirates.com
    • The cardholder has to log in to their Emirates Skywards account and use the purchase of Miles feature and enter their SABB Emirates Signature Credit Card details.
    • The minimum number of Miles that can be purchased at one time is 2,000 Skywards Miles.
    • The maximum number of Miles that can be purchased every year is 25,000 Skywards Miles.
    • Skywards Miles can be purchased at any time within the prescribed limits but must be purchased at least 48 hours prior to making a booking/redemption.
    • Refunds in respect of Skywards Miles purchased are not permitted.
    • Tier Miles cannot be purchased.
    • To read the detailed terms and conditions of purchase of Miles, please visit this page.
  9. Travel insurance
    • When using a SABB Emirates Signature Credit Card to pay for an airline ticket, the cardholder will receive complimentary travel insurance for that trip.
    • Terms and conditions apply.