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MBNA

MBNA has issued credit cards in the UK since 1993 and now offers a range of credit cards, in particular, competitive balance transfer and rewards cards.

 

Take Advantage Today

With the Emirates Skywards Credit Card Account and Emirates Skywards Elite Credit Card Account, you earn Miles1 whenever you spend on your cards and additional Miles when you spend with Emirates2. Each account includes two cards, designed to work seamlessly together so you can earn Miles even faster.

Emirates Skywards Elite Credit Card Account

 
Emirates Skywards Elite Credit Card Account
  • GBP 150 Annual Fee
  • 10,000 bonus Miles3 when you make a card purchase within 90 days of your account opening
  • 2 Miles for every GBP 1 you spend on your Emirates Skywards Elite American Express® Credit Card
  • 4 Miles for every GBP 1 you spend directly with Emirates2 on your Emirates Skywards Elite American Express® Credit Card
  • 1 Mile for every GBP 1 you spend on your Emirates Skywards Elite Visa Credit Card
  • 2 Miles for every GBP 1 you spend directly with Emirates2 on your Emirates Skywards Elite Visa Credit Card

 

Emirates Skywards Credit Card Account

 
Emirates Skywards Elite Credit Card Account
  • 5,000 bonus Miles3 when you make a card purchase within 90 days of your account opening
  • 1 Mile for every GBP 1 you spend on your Emirates Skywards American Express® Credit Card from MBNA
  • 2 Miles for every GBP 1 you spend directly with Emirates2 on your Emirates Skywards American Express® Credit Card
  • 1 Mile for every GBP 2 you spend on your Emirates Skywards Visa Credit Card
  • 2 Miles for every GBP 2 you spend directly with Emirates2 on your Emirates Skywards Visa Credit Card

 

Additional benefits

 

In addition to earning Miles with the Emirates Skywards Credit Card Accounts, you can enjoy a host of additional benefits.

Emirates Skywards Credit Card Account Emirates Skywards Elite Credit Card Account
No annual fee GBP 150 annual fee
10% discount with Emirates Holidays4 exclusively with
American Express®
10% discount with Emirates Holidays4 exclusively with
American Express®
25% discount on the purchase of Skywards Milesexclusively with American Express® 25% discount on the purchase of Skywards Milesexclusively with American Express®
0% on Emirates flights for up to 12 months6 0% on Emirates flights for up to 12 months6
0% on balance transfers for up to 6 months from your account opening. (2% handling fee, £3 min). This offer only applies to transfers made in the first 90 days. 0% on balance transfers for up to 6 months from your account opening. (2% handling fee, £3 min). This offer only applies to transfers made in the first 90 days.
An Emirates Skywards Companion Reward Saver Business Class or Saver Economy Class ticket when you spend more than GBP 15,000 in a year and purchase a Flex Emirates Business Class or Economy Class ticket7
GBP 150 discount on an Emirates First Class or Business Class ticket when you make a card purchase on the Emirates Skywards Elite Credit Card Account within 90 days of your account opening8
Emirates Business Class Check-in for Economy Class travellers9

 

Important Information

 

1 Every GBP 1 you spend on the Emirates Skywards American Express® Credit Card, Emirates Skywards Visa Credit Card, Emirates Skywards Elite American Express® Credit Card and Emirates Skywards Elite Visa Credit Card earns you Skywards Miles. Cash advances, money transfers, and balances you transfer to MBNA Limited do not earn Skywards Miles.

The number of Skywards Miles earned each month from credit card spend will be displayed on your monthly credit card statement, and will then be added to your Emirates Skywards account within 30 days of the statement date. Please note, it is not possible to allocate Skywards Miles to your account before they have appeared on your statement. Where a refund is made on your card, your Skywards Miles total will be adjusted accordingly. If your Emirates Skywards Credit Card Account or Emirates Skywards Elite Credit Card Account is closed before the production of your next statement, then any Miles you have earned during the current statement period will be lost. Skywards Miles can be suspended or cancelled if you do not keep your account in good standing. If you are already an Emirates Skywards member it is your responsibility to enter your existing number on this application. Failure to do so will result in automatic duplicate enrolment into Emirates Skywards. Please note the Emirates Skywards membership number you give us must be for an Emirates Skywards account in your name. If you have any additional card members on your card account, any Skywards Miles they earn by spending on their cards will also be credited to your Emirates Skywards account. Your personal information will be processed by Emirates so they can enrol you in the Emirates Skywards programme and to calculate and apply the amount of any rewards you earn. Full details of the reward scheme can be found at www.emirates.com/uk.

2 This applies to Emirates flights and Emirates Holidays booked through www.emirates.com/uk and www.emiratesholidays.co.uk only.

3 You will earn 5,000 Skywards Miles on your Emirates Skywards Credit Card Account or 10,000 Skywards Miles on your Emirates Skywards Elite Credit Card Account, if you make your first card purchase within 90 days of your account opening date. If you are already an Emirates Skywards member it is your responsibility to enter your existing membership number on this application. Failure to do so will result in automatic duplicate enrolment into Emirates Skywards. This offer is only available once for every new customer applying for the Emirates Skywards Credit Card Account or Emirates Skywards Elite Credit Card Account. Please allow six to eight weeks for bonus Miles to be added to your account. Bonus Miles are not awarded on cash advances, balance transfers or money transfers.

4 This offer allows you a discount of 10% when you make a booking with Emirates Holidays. Quote ‘MBNA 10%’ at time of enquiry in order to qualify for the discount. To view Emirates Holidays deals visit www.emiratesholidays.co.uk or call our dedicated travel consultants on +44 20 7590 1481. Purchases must be made with your Emirates Skywards American Express® Credit Card or Emirates Skywards Elite American Express® Credit Card for discounts to apply. The 10% discount is not combinable with any other offer. The discount is not valid for bookings made via travel agents or for flight only bookings. Valid for new bookings only.

5 This offer allows you to a discount of 25% when you purchase Skywards Miles. From 1st November 2013, Skywards Miles can be purchased online at www.emirates.com/uk by logging in to your Emirates Skywards account and following the Purchase Miles process. The 25% discount will automatically be applied when you enter your Emirates Skywards American Express® Credit Card or Emirates Skywards Elite American Express® Credit Card details. For purchases before 1st November 2013, please call 0844 800 2777 and quote your Emirates Skywards membership number. Emirates Skywards Purchase of Miles rules apply:

  • Tier Miles cannot be purchased
  • Skywards Miles can only be purchased in blocks of 1,000
  • Purchased Skywards Miles are non-refundable
  • A maximum of 25,000 Skywards Miles can be purchased by or for any Skywards member in a calendar year
  • The minimum number of Miles that can be purchased is 2,000
  • You must have at least one earning activity in your Account (earned by flying on Emirates or through a Partner transaction) to be eligible to purchase or receive Miles
  • Miles must be purchased at least 48 hours before booking

6 0% for Emirates flights for 12 months from the date your account is opened. This applies to flights booked via www.emirates.com/uk.

7 Spend GBP 15,000 on card purchases on the Emirates Skywards Elite Credit Card Account by the end of the year and you will be eligible to receive a complimentary return Emirates Skywards Companion Reward ticket. A year is defined by the 12 month period starting from the date your Emirates Skywards Elite Credit Card Account was opened. The card member can only earn one Emirates Skywards Companion Reward in any one year. An Emirates Skywards Companion Reward is bookable and valid for 12 months from the date of issue. Card purchases exclude cash advances, money transfers and balance transfers. MBNA will notify Emirates of your eligibility within 30 days of you becoming eligible. Emirates will email you confirmation that you have earned an Emirates Skywards Companion Reward, along with the booking process. The card member must purchase an Emirates Skywards Flex Fare in Economy or Business Class at the same time when availing this offer. The Emirates Skywards Companion Reward must be booked on the same flight itinerary, on the same flights and cabin class. The Emirates Skywards Companion Reward will be booked as a Business Class or Economy Saver Reward. Reward upgrades are not permitted. Once a ticket has been issued, it is non refundable and no changes other than date change is permitted, for a fee. Emirates Skywards Saver reward Terms & Conditions apply. Please visit www.emirates.com/english/Skywards/about/skywards-programme-rules.aspx. Maximum stay of three months is permissible and a date change fee of USD 25 is applicable on the Emirates Skywards Companion Reward. Card members must pay taxes, fees and charges relating to the Emirates Skywards Companion Reward. Emirates Skywards Companion Rewards are not valid for flights purchased through Emirates Holidays. Other exemptions include flights purchased at promotional rates, group fares or other selected discount levels. All Emirates Skywards Companion Reward travel is strictly subject to availability. The number of reward seats available on each flight is restricted and it is possible that the seats allocated on a particular flight may be fully booked, even though seats are still available for sale. Some flights may have no availability on certain routes, and popular dates will fill quickly (i.e. weekends, school holidays and public holidays) and Emirates cannot guarantee availability. Information online regarding Emirates latest reward seat availability is a guide only and is correct at time of publication. This offer may be withdrawn or amended at any time. Emirates Skywards Terms & Conditions apply, please visit www.emirates.com/english/Skywards/about/partners/our-partners.aspx. You will not earn this incentive if you have not provided MBNA with a valid Emirates Skywards membership number. To book your Emirates Skywards Companion Reward, ring +44 844 800 2777 and identify yourself with your Emirates Skywards membership number to the answering agent.

8 Make a card purchase on the Emirates Skywards Elite Credit Card Account within 90 days of your account opening and you will be eligible to receive a GBP 150 discount (equivalent to your annual fee) on Emirates flights. MBNA will notify Emirates of your eligibility within 30 days of you becoming eligible. Emirates will email you confirmation that you have earned the £150 discount, along with your promotion code and booking process. Please allow 6-8 weeks for Emirates to contact you. The GBP 150 discount can be applied to a Business Class or First Class booking only and will be discounted from the quoted price, when booked via www.emirates.com/uk. The discount cannot be used in conjunction with any other offer, including the companion reward offer. The discount only applies to tickets booked and paid for by the card member. The promo code can only be used against one booking. It is unique to you and is non-transferable.

9 You can check in at the Emirates Business Class Check-in desks at UK airports when travelling in Economy, when your ticket has been purchased with your Emirates Skywards Elite Credit Card. This applies to any Economy booking class. You may utilise this facility unlimited times when travelling Economy Class. This benefit is only applicable to the main card holder. Simply present the Emirates Skywards Elite Credit Card used to make your booking, along with your Economy Class ticket, to the check-in agent.

If you spend on your card and do not pay the full amount each month, you will be charged interest on the amount outstanding.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your Terms & Conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Credit Card Accounts are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over. Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

Emirates is acting as a credit intermediary. Registered Office: PO Box 686 Dubai, United Arab Emirates. It only offers credit cards provided by MBNA Limited within the UK.

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