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Enjoy up to 40,000 Miles

Get closer to more rewards
with every purchase

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Citibank - Australia

Citibank - Australia

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Apply for your Emirates Citibank World MasterCard® by 31st December 2014 and enjoy up to 40,000 Skywards Miles – 15,000 Miles on your first spend within the first three months and an extra 25,000 Miles if you spend AUD 6,000 or more in the first three months1. As a further welcome, you’ll only pay an annual fee of AUD 149 in the first year (usually AUD 299 per year)2.

Once you’re a cardholder, you’ll earn 1 Skywards Mile per AUD 1 when you use your card in Australia, 1.5 Skywards Miles per AUD 1 when you spend internationally and 2 Skywards Miles per AUD 1 on flights purchased at emirates.com3.

There’s no limit to the number of Miles you can earn, and you can look forward to other exclusive benefits to make your travel experience more memorable:
  • Two complimentary lounge passes per year for any Emirates Lounge in Australia when you fly Emirates4
  • Complimentary Chauffeur-drive service to and from the airport5
  • Complimentary International Travel Insurance6, Interstate Flight Inconvenience Insurance6 and more
  • Complimentary upgrade to Starwood Preferred Guest® Gold membership7
  • Access to some of the most celebrated and legendary golf properties in the world through World Golf benefits8

Apply now and get closer to more rewards with every purchase you make.

Offer Validity 

Applications close by 31st December 2014. 

How to apply 

Apply online

Terms & Conditions

View Terms & Conditions.


Fees and charges apply. Terms & Conditions apply and are available upon request. Credit criteria apply. New customers only. Please allow up to 15 days to process your application subject to verification.

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard Incorporated. PayPass and World MasterCard are trademarks of MasterCard Incorporated. World Programme Terms and Conditions apply. 

1. You will earn 15,000 Skywards Miles if you apply for the Emirates Citibank World MasterCard® before 31st December 2014 and spend on the card within three months of card approval. To earn an additional 25,000 Skywards Miles you must apply for the Emirates Citibank World MasterCard® before 31st December 2014 and spend a minimum of AUD 6,000 on your card within three months of card approval. Cash advances, balance transfers and special promotions are excluded from this offer. You must provide your Emirates Skywards membership number to Citibank, within six months of your account opening, in order to transfer the Skyward Miles. If you do not do so, your Skywards Miles will be forfeited.

2. For the Emirates Citibank World MasterCard® , the annual fee will be AUD 149 in the first year on the primary card. For subsequent years, you will be charged an Annual Primary Cardholder Fee (currently AUD 299).

3. An Emirates Citibank World MasterCard® holder must be a member of the Emirates Skywards programme to earn Skywards Miles. Membership is free and subject to Emirates Skywards terms and conditions. Cash advances, balance transfers and special promotions are excluded earning Skywards Miles. Miles are transferred to the cardholder's Emirates Skywards account at the end of each statement cycle. Please allow up to 15 days from the end of your statement cycle for Miles to be credited into your account. If you do not provide us with your Emirates Skywards membership number within six months of our approval of your account you may forfeit any Skywards Miles you have earned. You will not earn Skywards Miles until such time as you provide us with your Emirates Skywards membership number.

4. Each Emirates Citibank World MasterCard® holder is automatically provided two complimentary Emirates Lounge vouchers per year for the primary Cardholder to access any Emirates Lounge in Australia. To use the vouchers, the Cardholder must have purchased a ticket for an Emirates booked and operated flight and on an Emirates aircraft that they are travelling on with their Emirates Citibank World MasterCard® . Entry to the Emirates Lounge in Australia prior to the Emirates flight will be granted upon presentation of a valid voucher for the Cardholder. The second voucher may be used by the primary Cardholder on a subsequent ticket purchase for travel on an Emirates booked and operated flight and on an Emirates aircraft. Alternatively, it can be used to take along a guest departing on the same flight as the Cardholder and which the Cardholder has paid for the guest’s flight ticket with their Emirates Citibank World MasterCard® . Emirates Lounge Access Vouchers are not valid on Qantas Flight numbers operated by Emirates or on any codeshare flights.

5. Chauffeur-drive transfers to and from Australian airports for an Emirates Citibank World MasterCard® holder travelling in Economy Class on an Emirates operated flight number and aircraft is restricted to once per calendar year on purchasing an Emirates operated long-haul flight with an Emirates operated flight number and aircraft with your Emirates Citibank World MasterCard® by the Primary Cardholder. Maximum capacity per car is two adults, with total luggage limit of two suitcases plus one carry-on bag. Additional charges apply if a larger vehicle or infant car seat is required. Excludes Trans-Tasman flights, Skywards Miles redemption tickets, travel industry tickets and group bookings. Mileage restrictions apply for details visit emirates.com/au. This service must be booked at least 72 hours prior to departure by calling Emirates on 1300 303 777. The Emirates Citibank World MasterCard® holder must be travelling on the Emirates operated flight number and aircraft to be eligible for the complimentary Chauffeur-drive service. Chauffeur-drive is provided by Emirates and their authorised third parties to Emirates Citibank World MasterCard® Cardholders. Citibank accepts no liability for this service.

6. Complimentary Insurance and Guaranteed Pricing Scheme are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms, Conditions and exclusions available at citibank.com.au/complimentaryinsurance. An excess applies to Purchase Cover Insurance.

7. Enjoy a complimentary upgrade to Gold status with Starwood Preferred Guest® after just one night stay when you pay with your Emirates Citibank World MasterCard® at participating resorts in Asia Pacific. Starwood Preferred Status is issued once your stay is completed, so you can enjoy benefits from room upgrades and late checkouts to other exclusive and award-winning benefits. Enrol online at SPG.com/WorldMastercardGold.

8. For more details on the World Golf benefits programme visit pga.com/mastercard

© 2014 Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098 ("Citibank") is the credit provider and issuer of the Emirates Citibank World MasterCard® ("Credit Card"). Citibank® , Citi® and Arc Design® are service marks of Citigroup Inc.