Citibank - Australia

Citibank is one of the world's largest financial services companies with a presence in more than 100 countries, and has been providing financial services in Australia for more than 30 years. Emirates and Citibank Australia have come together to offer this exceptional credit card to permanent residents of Australia.


Take Advantage Today

From inspiration to destination and everything in between, the Emirates Citibank World MasterCard® is the perfect companion for every world traveller. Designed with luxury in mind, this card gives you premium rewards and services.

Find out more

Earn Miles


Earn 1 Skywards Mile per AUD 1 spent in Australia, 1.5 Skywards Miles per AUD 1 spent internationally and 2 Skywards Miles per AUD 1 on airline tickets purchased via  emirates.com1.


Emirates Citibank World Mastercard®

Emirates Skywards Infinite
  • Two complimentary lounge passes per year for any Emirates Lounge in Australia when flying Emirates2
  • Complimentary Chauffeur-drive service to and from the airport3
  • Complimentary International Travel Insurance4 and Interstate Flight Inconvenience Insurance4, plus more 
  • Uncapped Skywards Miles
  • Annual Primary Cardholder Fee: currently AUD 299. No additional cardholder fee.
  • Complimentary upgrade to Starwood Preferred Guest® Gold membership5
  • Access to some of the most celebrated and legendary golf properties in the world through World Golf benefits6

Important Information


Fees and charges apply. Terms and Conditions apply and are available upon request. Credit criteria apply. Please allow up to 15 days to process your Application subject to verification.

MasterCard and the MasterCard brand mark are registered trademarks of MasterCard Incorporated. PayPass and World MasterCard are trademarks of MasterCard Incorporated. World Program Terms and Conditions apply.

  1. An Emirates Citibank World MasterCard® holder must be a member of the Emirates Skywards programme to earn Skywards Miles. Membership is free and subject to Emirates Skywards Terms & Conditions. Cash Advances, Balance Transfers and Special Promotions are excluded earning Skywards Miles. Miles are transferred to the cardholder's Emirates Skywards account at the end of each statement cycle. Please allow up to 15 days from the end of your statement cycle for Miles to be credited into your account. If you do not provide us with your Skywards Account number within six months of our approval of your account you may forfeit any Skywards Miles you have accrued. You will not earn Skywards Miles until such time as you provide us with your Emirates Skywards membership number.
  2. Each Emirates Citibank World MasterCard® holder is automatically provided two complimentary Emirates Lounge vouchers per year for the Primary Cardholder to access any Emirates Lounge in Australia. To use the vouchers, the Cardholder must have purchased a ticket for an Emirates booked and operated flight and on an Emirates aircraft that they are travelling on with their Emirates Citibank World MasterCard®. Entry to the Emirates Lounge in Australia prior to the Emirates flight will be granted upon presentation of a valid voucher for the Cardholder. The second voucher may be used by the Primary Cardholder on a subsequent ticket purchase for travel on an Emirates booked and operated flight and on an Emirates aircraft. Alternatively, it can be used to take along a guest departing on the same flight as the Cardholder and which the Cardholder has paid for the guest’s flight ticket with their Emirates Citibank World MasterCard®. Emirates Lounge Access Vouchers are not valid on Qantas Flight numbers operated by Emirates,or on any codeshare flights.
  3. Chauffeur-drive transfers to and from Australian airports for Emirates Citibank World MasterCard® holder travelling in Economy Class on an Emirates operated flight number and aircraft is restricted to once per calendar year on purchasing an Emirates operated long-haul flight with an Emirates operated flight number and aircraft with your Emirates Citibank World MasterCard® by the Primary Cardholder. Maximum capacity per car is two adults, with total luggage limit of two suitcases plus one carry-on bag. Additional charges apply if a larger vehicle or infant car seat is required. Excludes Trans-Tasman flights, Skywards Miles redemption tickets, travel industry tickets and group bookings. Mileage restrictions apply for details visit This service must be booked at least 72 hours prior to departure by calling Emirates on 1300 303 777. The Emirates Citibank World MasterCard® holder must be travelling on the Emirates operated flight number and aircraft to be eligible for the complimentary Chauffeur-drive service. Chauffeur-drive is provided by Emirates and their authorised third parties to Emirates Citibank World MasterCard® Cardholders. Citibank accepts no liability for this service.
  4. Complimentary Insurance and Guaranteed Pricing Scheme are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at An excess applies to Purchase Cover Insurance. 
  5. Enjoy a complimentary upgrade to Gold status with Starwood Preferred Guest® after just one night stay when you pay with your Emirates Citibank World MasterCard® at participating resorts in Asia Pacific. Starwood Preferred Status is issued once your stay is completed, so you can enjoy benefits from room upgrades and late checkouts to other exclusive and award-winning benefits. Enrol online at
  6. For more details on the World Golf benefits program visit

© 2014 Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian credit licence 238098 ("Citibank") is the credit provider and issuer of the Emirates Citibank World MasterCard® ("Credit Card"). Citibank®, Citi® and Arc Design® are service marks of Citigroup Inc.